CSLB's Senior Scam Stopper Seminar

CSLB's "Senior Scam Stopper" Seminar covers tips for seniors on how to hire a licensed contractor and how to avoid being scammed. For more resources and information, you can visit cslb.ca.gov/seniors

Contractors State License Board

This Old House | House Fire Reclamation

The back porches are brought to code. Ice blasting is used to get rid of the fire odor. New vinyl siding gets installed. Homeowner Carol considers new accent colors to match. Framing begins inside.

A lingering smell is one of the biggest problems faced by victims of a house fire. Kevin finds our demo expert Ron Peik addressing that problem with a unique solution—ice. The old siding dates to the early 80’s and finding a match has been difficult. Carol has decided to put new vinyl siding on the entire house and change the color. Tom works with Charlie and siding installer Diogenes Porto on the side of the house that received most of the damage. The new siding color gives Carol a chance to change accent colors on the exterior. She meets with Mauro Henrique to pick new colors for the columns in front. In the second floor apartment framing has begun. Kevin finds Russ and his crew erecting a new wet wall between the kitchen and bathroom and moving a bathroom wall to make space for a laundry room.

Flooded Home: Make Sure Everything is Dry Before Rebuilding

NDSU Extension Educator Carl Pedersen shows what to look for and check out in your home before rebuilding after the flood.

For more flood information check out http://www.ag.ndsu.edu/flood

Getting Your House Ready to Sell - Curb Appeal

Curb appeal is the first impression potential home buyers have of your house. If the outside of the home looks good, people will more than likely want to see what the inside is like. Following are tips for ensuring the outside of your home is attractive for potential home buyers.

Landscaping

Make sure your landscaping is at least average in comparison to other homes in the neighborhood. If it isn't, buy a few bushes and plant them. Don't worry about investing in trees or expensive landscaping propositions. Planting immature trees does not add much to the value of a home and you are not likely to get your investment back. Consider planting some flowers to add color (no bulbs or seeds since they won't grow in time to show the house).

Keep your lawn evenly cut and edged, well-watered and free of brown spots. Fix any problem areas before working on the inside of your house to allow these areas some time to grow. Rake up loose leaves and grass cuttings.

Home Exterior

To paint or not to paint? Take a look at your house from across the street. Does it look tired or faded? If so, it may be wise to paint and spruce up the appearance of the house. You are likely to receive your investment back. If you opt to paint, be sure to pick a color that fits well within the neighborhood. If you opt not to paint, consider washing the exterior of the house. Clean the windows inside and out and remember to check the gutters and chimney.

Roof

If you know your roof leaks, repair it. If you don't repair it, you will have to disclose this information to the buyer who will want a new roof. Roof issues may potentially come up during the inspection as well.

Backyard

Make sure your backyard is tidy. Keep the kids toys cleaned up. If the lot size is small, you may consider removing swing sets or forts to give it the appearance of being more spacious. If you have pets, be sure the lawn is constantly clear of "debris." If you have a pool or spa, keep is well-maintained and constantly clean.

Front Door

The front door is the entryway into the home. Refinish or repaint the door as needed and ensure the door fixture stays polished.

Driveway

Keep your driveway clean and clear. Store RVs or old cars elsewhere while the house is on the market. Consider re-sealing an asphalt driveway.

Hilary Basile is a writer for MyGuidesUSA.com at [http://www.myguidesusa.com], you will find valuable tips and resources for handling life's major events. Whether you're planning a wedding, buying your first home, anxiously awaiting the birth of a child, contending with a divorce, searching for a new job, or planning for your retirement, you'll find answers to your questions at MyGuidesUSA.com.

Find tips and resources for buying and selling a home at [http://buyingandsellingahome.myguidesusa.com]

Article Source: https://EzineArticles.com/expert/Hilary_Basile/78760

Article Source: http://EzineArticles.com/480414

Disaster Preparation Tips for Your Home

With many people at home more often now, prepping your home is a perfect task to do that you may have not had time for before.

3 Insurance Rules After Disaster Hits Your Home

I. Avoiding Insurance Disaster.

It seems like whenever catastrophe strikes, insurance problems rear their ugly head. It might be your home isn't sufficiently covered to pay for repairing the damage. Or, you might be the victim of unfair adjusting practices, such as a carrier that would rather fight than pay its fair share.

In a disaster such as fire, flood or earthquake, you might not even know who your insurance company is, since your policies and other important documents may well be cold ash or soggy trash.

If you suffer a disaster and have to make a claim on your insurance, keep these three principles in mind:

II. Get a Copy of Your Policy and read It.

Insurance always begins with a written contract. So, the first thing that needs to be done when getting ready to make a claim is to get a copy of every policy that might possibly provide coverage for your damaged property and read them all from front to back.

If you don't have the policy forms because they were lost, destroyed or are otherwise unavailable, you'll have to get policy reconstructions from the insurance company. Requests can be made to your agent or directly to the insurance company's policy services department. If you don't remember who your insurance company is, you'll need to do a little detective work. Start with your checking account. A review of your banking records may well lead you to every insurer that might provide coverage for the damaged property.

III. Check your coverages.

Your insurance policy provides coverage for certain types of loss and excludes coverage for others. That's why it's important to get a copy of the contract right at the beginning.

One issue that frequently arises following a catastrophic loss is the damaged property was not adequately insured in the first place. Where an agent or broker provided you with professional advice on the appropriate coverage or bound coverage based upon their own professional expertise, there may be a claim for professional negligence where the property isn't properly protected.

IV. Watch out for Time Limits

Property insurance contracts generally have their own time limits, called "statute of limitations," built in, and the period in which to file suit to enforce the contract is generally less than the period that applies to a plain vanilla written contract.

When in doubt, consult a legal professional about what time limits will apply to your claim. Be proactive. Once you have a loss, there is a clock ticking somewhere that might limit your ability to recover policy benefits.

Article Source: http://EzineArticles.com/586228

This Old House | Finish Work Begins

Tom and Kevin reinstall cabinets that survived the fire. Tom teaches apprentices to trim a window. HVAC contractor James shows Richard the plan for hot water. Carol and her sister shop for appliances.

Have questions about mold inspection? We invited NJM Solutions Inc to discuss its mold inspection tactics with the United Water Restoration Group team and audience. Learn more about home mold inspections by watching our video now.

https://www.youtube.com/@restorationtalks4887

What Are the Steps Involved in Water or Flood Damage Restoration Work?

When it comes to water damage, the major issue is that you usually can't see the full extent of the problem with the naked eye. This is where a professional water or flood disaster restoration team comes in. With their specialized tools, equipment, and knowledge, these experts will be able to properly assess the situation, fully dry and restore your home, and check in afterward to make sure the restoration is complete. That means that you don't have to worry about lingering dampness, mold, or bacteria growth. Instead, you can get back to enjoying your home in comfort.

If you've experienced water damage in your home and you call on a water and flood restoration service for assistance, the first thing they will do is to perform a moisture assessment. Your restoration company will determine the location or source of the moisture and the extent of the area affected. This part of the process ensures that all the damage is taken into account--even the parts not visible--before the restoration process begins. Once the assessment has been made, your restoration professionals will use specialized equipment to remove standing water, complete drying with air movement, and clean any carpeting thoroughly. With these different steps, your restoration professionals will be able to totally dry your home and sanitize the area.

After the core drying out work comes the most important part of the water damage restoration process: the follow-up. Water damage is a very difficult problem to deal with because it can be so hidden. Even if you get the most thorough flood or water damage remediation company in to take care of the problem, it's possible that there will be a lingering issue or dampness somewhere. However, most restoration professionals offer follow-up services because they know of this potential. After completing the restoration and drying work, and depending on the severity of the damage, they will either come back for a post-job assessment, or you can call them if you notice any issues. This crucial stage in the restoration process should not be skipped. If there's any chance that some dampness may have gone untreated, get it taken care of immediately so that it doesn't lead to more serious issues down the line.

Experiencing flood or water damage in your home is unpleasant, but it does not have to be an impossible situation. With assessment, restoration, and follow-up services provided by a professional water restoration company, you can get your home back to normal in no time.

Article Source: http://EzineArticles.com/expert/Maria_Allen/914516

Article Source: http://EzineArticles.com/6800241

How to Paint like a Pro | Ask This Old House

In this video, Ask This Old House expert painter Mauro Henrique shows host Kevin O’Connor the tips and tricks to painting like a pro. SUBSCRIBE to This Old House: http://bit.ly/SubscribeThisOldHouse. Kevin O'Connor meets expert painter Mauro Henrique to discuss painting techniques. Mauro begins by showing Kevin how a professional painter holds a paintbrush. Then, Mauro loads the brush with paint and shows Kevin how to properly paint a piece of baseboard. After purposely dabbing the wall with paint, Mauro shows Kevin how to wipe it up before discussing the merits of painter’s tape. It Starts With the Grip To paint like a pro, you have to hold the brush like a pro. Lay the handle of the brush flat over the back of your thumb while holding the ferrule (the metal part that holds the bristles together) between your index and middle finger. The point of a slanted brush should be on the finger side, not the thumb side. The Two-Finger Rule Next, you need to know how much paint to load the brush with. Mauro suggests dipping the brush into the paint can just far enough so there is two fingers’ width of paint on the end of the brush. Too much paint and the ferrule will become loaded, affecting the way the brush paints. Too little, and the paint job will take forever. Once loaded, wipe a bit of the excess paint off in the bucket. Start Low and Work Your Way to the Edge When painting baseboards, you don’t have to take the brush directly to the seam between the wall and molding. Instead, start lower on the baseboard until the paint is flowing. Then, slowly work toward the seam, dragging paint up to the joint. This prevents puddling at the seam, resulting in much sharper lines. If the paint pooled where you started, smooth it out with the brush. Clean Up Mistakes While They’re Wet If an errant brushstroke should touch down on the wall, don’t worry—wet paint is pretty easy to clean. If you keep a damp cloth nearby, you can stretch the fabric over a finger and wipe the wet paint off the wall. Just be sure to wad the excess cloth up in your palm to prevent it from touching the wet baseboard. Even Pros Use Painter’s Tape [https://amzn.to/30TA0ja]—Sometimes There are times when even the pros use painter’s tape. When they’re painting against finished surfaces like flooring and woodwork, they’ll often stretch tape across the surface to protect it. However, when it comes to painting walls and trim, they typically forego the tape in lieu of their skills and steady hands. Where to find it? Mauro demonstrated cutting techniques using a Picasso 2-½” angle cut brush [https://amzn.to/3nC7SK5], which is manufactured by Proform Technologies [https://www.proformtech.com/], and a Wooster [https://www.woosterbrush.com/] 3” flat brush [https://amzn.to/3DH2XNF]. Both of these brushes, among others, can be found at most home centers and paint supply stores. The paint Mauro used on the trim was Ultra Pure White [https://bit.ly/32qzpGk]—which is manufactured by Behr [https://www.behr.com/consumer/]. Looking for more step by step guidance on how to complete projects around the house? Join This Old House Insider to stream over 1,000 episodes commercial-free: https://bit.ly/2GPiYbH Plus, download our FREE app for full-episode streaming to your connected TV, phone or tablet: https://www.thisoldhouse.com/pages/st... About Ask This Old House TV: From the makers of This Old House, America’s first and most trusted home improvement show, Ask This Old House answers the steady stream of home improvement questions asked by viewers across the United States. Covering topics from landscaping to electrical to HVAC and plumbing to painting and more. Ask This Old House features the experts from This Old House, including general contractor Tom Silva, plumbing and heating expert Richard Trethewey, landscape contractor Jenn Nawada, master carpenter Norm Abram, and host Kevin O’Connor. Ask This Old House helps you protect and preserve your greatest investment—your home.

This Old House

This Old House