Things to Consider If You Need a Restoration Service

When you find yourself the victim of a natural disaster or fire and water damage, it is only natural to feel as if you have lost everything. Don't despair and lose hope. When disaster strikes, don't assume that all is lost. Simply contact a restoration service and let them take care of everything. Keep in mind that at first, you may be shocked about what has happened to your home, but with the right team of professionals on your side, you can and will get through this ordeal.

You are going to need to do some things before the restoration service can get started. One of those things is to file a police report so that your insurance company will cover the cost to fix any damaged components of your home. A reputable restoration service can get things back to normal the fastest way possible. If some part of your home needs to be rebuilt because of extensive damage or if some part just needs to be remodeled, you don't have to go out looking around for a company that would be willing to take on your home with the type of damage it has sustained.

There are several reasons why you should hire a professional company. One is because emergencies and disasters can happen any time of day or night. You don't want to have to wait for assistance if it is after hours. By hiring a professional team, you have assistance available twenty-four hours a day, seven days a week. They are there at your beck and call to help.

Because there is so much urgency in times of dire need, it may not be possible for you to properly screen all contractors that offer a restoration service. That is why you should hire a restoration service that has employees. A reputable company will be certified by several government agencies, in addition to having all of the required credentials and insurances for your protection. When you are faced with this type of situation, it is best to get started right away to reduce the severity of your loss or damage. The right company will get your property secured and cleaned up in no time.

You want to hire a company that will work with your insurer so you don't have any unexpected or out of pocket expenses. They can fill out the necessary paperwork and speed up the processing time for your claim. This will help you to get back on your feet.

Keep in mind that you need to hire a restoration service that is available around the clock. They need to have workmen's compensation insurance and liability insurance on all of their workers. The longer they have been in business shows how well they cater to the needs of their customers. Ultimately, you want a company that can take care of all of your needs from start to finish, which will make the whole process less stressful and easier to deal with.

Article Source: http://EzineArticles.com/expert/Aaliyah_Arthur/663273

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AllTek Restoration Repair Services

 

You can only expect a professional staff when working with Alltek Restoration, Inc. We value and expect quality, efficiency, punctuality, cleanliness, and courtesy. Our team believes in our commitment and dedication to each client’s satisfaction is second to none.

• Quality work, Integrity, and Commitment
• Prompt completion and timeline.
• Detailed estimates upon invitation to bid.
• Explanation of contract and specification

Alltek has established successful working relationships with qualified and competent professionals, and subcontractors who share our customer-oriented philosophy.

Our Guarantee: We warranty all work that is done with your project whether we ourselves do the work or our subcontractors do the work.

Contact our office in Pittsburg, CA, at 925-732-7200 to speak with one of our construction designers about your upcoming project.

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Six Things You Need to Do After a House Fire

Written by Heidi Petschauer 

You may think a house fire will never happen to you. But what if it does? Are you prepared?

Figuring out what to do after a home fire can be a very stressful and overwhelming process, and it can be hard to decide what to do first. With a little help from your insurance agent, though, you may be able to settle your claim more quickly and get your life back to normal.

Here are the six things you should do after a home fire.

1. Call your insurance agent immediately. You will be getting calls at all hours of the day from public adjusters and contractors who will try to offer you a deal on putting your house back together. These calls can create a lot of stress and confusion. I suggest you speak to no one but your agent to discuss your options at this point in the process.

2. Ask about restoration companies that can help with cleaning up soot, boarding up windows, and other construction. Immediately after a fire, especially if it is a minor one, you’ll need to clean up any soot or water damage. It is important to hire a reputable service to deal with these issues. Ask your agent or insurance adjuster to recommend a few different companies. They deal with these situations more often than you do and likely know of some businesses that fit your needs. Many of these restoration companies have connections to good contractors, engineers, and architects, as well.

3. Separate damaged property from undamaged property. The insurance company will need a detailed inventory list from you after they inspect the loss. Separating your damaged property from your undamaged property will make it easier for you to make a list of your damaged items. This list needs to include the date you purchased each item, the brand name, the price you paid, and the serial number, model, or description of each item. If the item was a gift, be sure to indicate that as well.

It’s a good idea to submit your receipts with this inventory list. If the receipts were destroyed in the fire, or you didn’t keep any receipts, request copies of prior bank statements. This can make obtaining duplicate receipts easier. Keep in mind that photos of any damaged items are always helpful if receipts are not available.

4. Save undamaged property from further destruction. Any items that are not damaged should be put in a safe place, even if it means putting them in storage. Insurance adjusters are typically fair when it comes to adding additional costs for storage.

5. Cooperate fully with the insurance company’s investigation. When a fire claim is reported to an insurance company, it is given top priority. Usually, the adjusters come out to see the loss within 24 to 48 hours. To help settle your claim in a timely manner and to your satisfaction, be sure you are available and on time for all meetings, that you return calls promptly, that any requested paperwork is completed as quickly as possible, and that you contact the company or your agent immediately with any questions.

6. Find somewhere to stay if you can’t live in your home. Most homeowner’s policies include “Loss of Use or Loss of Rents” coverage, which will pay for the food, clothing, and shelter that you and your family may need for a specified period of time. Keep in mind that your policy will pay for “like kind and quality” living arrangements. You may want to save the Ritz for a special occasion and instead stay in a more reasonably priced hotel.

What to do before disaster strikes

• Review your homeowner’s policy to be sure you have replacement cost coverage, loss of use coverage, and adequate dwelling coverage. The last thing you want to hear after a fire is that you were underinsured.

• Save all your receipts and put them in a metal fireproof box or in a storage facility off the premises, such as a safety deposit box. Better yet, scan the receipts and save them to a computer file. Taking a video of your entire home and the possessions within it is the next best thing to receipts. This will show the insurance company what sort of lifestyle you had prior to the claim.

• Be sure to have smoke detectors in every room of your home to ensure that everyone gets out of the house or apartment safely in the event of a fire. Have exit ladders and fire extinguishers handy, and know how to use them.

• Discuss escape strategies and plans with your family prior to a fire, and consider a fire drill to help ensure everyone’s safety.

Article Source: https://blog.equifax.com/credit/six-things-you-need-to-do-after-a-house-fire/

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