Tuesday, September 29, 2020

What to Do After a House Fire

These four steps can help you and your family recover.


After suffering a house fire, it might be difficult to determine what to do next. These steps will help you get back on your feet.

  • Find a safe place to stay. No matter the amount of damage, you likely can't stay in your own home. If staying with friends or family isn't an option, talk to your local disaster relief agency, such as the American Red Cross or Salvation Army. These organizations will help you find a safe place to stay temporarily.
  • Contact your insurance agent. You'll need to start a claim and address your immediate needs. "Loss of use" funds from your insurance policy will cover living and other daily expenses. If you receive these funds or an advance on your claim, save all receipts and keep a detailed record of all purchases. Your insurance agent should also be able to help you secure your property and offer recommendations for cleaning up or restoring salvageable items.
  • Address your finances. You'll still need to make mortgage payments — even if your home is destroyed. Your insurance policy, which should cover your home's value and mortgage, will make payments to you and your mortgage lender. Remember: Pay the bank first and put leftover funds toward rebuilding or purchasing a new home. You'll also need to continue any car payments and replace any credit or debit cards that may have been destroyed in the house fire.
  • Recover your possessions. Items destroyed in a house fire are usually covered by insurance. Typically, the homeowner's policy is a replacement cost policy. When a loss occurs, you will receive the actual cash value of your damaged items at the time of settlement and may recover the replacement cost once the items have been replaced. To help ensure everything is accounted for, keep an inventory of your possessions. This inventory should include the date of purchase, cost at purchase and description of each item, wherever possible.

Before you find yourself dealing with a loss, it's a good idea to familiarize yourself with your insurance policy and its coverages. You can understand ahead of time what will be taken care of if a loss occurs — and what your responsibilities are.

Article Source: https://www.statefarm.com/simple-insights/residence/what-to-do-after-a-house-fire

Wednesday, September 23, 2020

Diamond Certified Resource Commercial – Home Improvement


When you use Diamond Certified Resource you can find local companies rated highest in quality and helpful expertise. Performance guaranteed.

Sunday, September 20, 2020

Don't Wait to Evacuate


Reminder to listen to local law enforcement in regards to evacuation orders; these orders are not issued lightly. Don’t wait to evacuate.

Thursday, September 17, 2020

How Do Homes Burn Down in Wildfires?


Hint: They're not typically overcome by flames. As historic wildfires sweep the western United States, this episode of Learn Something New™ by NFPA Journal® examines the facts of home wildfire ignition and some of the things homeowners can do right now to protect their properties.

Friday, September 11, 2020

Tuesday, September 8, 2020

What to Do If You Have to Evacuate Due to a Wildfire


If a wildfire is threatening your home, what should you do? Garvin Thomas lists some of the things you should consider to keep yourself safe and your home protected.

Saturday, September 5, 2020

Alltek Restoration's Commitment and Dedication to Client's Satisfaction is Second to None



You can expect a professional staff when working with Alltek Restoration, Inc. We value and expect quality, efficiency, punctuality, cleanliness and courtesy from our team. Our commitment and dedication to our client's satisfaction is second to none.

  • Quality work, Integrity, and Commitment
  • Prompt completion and timeline.
  • Detailed estimates upon invitation to bid.
  • Explanation of contract and specification

Alltek has established successful working relationships with qualified and competent professionals, and subcontractors who share our customer oriented philosophy.

Our Guarantee: We warranty all work that is done with your project whether we ourselves do the work or our subcontractors do the work.

Choosing the right contractor is crucial for any project to be successful. We specialize in Emergency Services, Contents, Restoration, and Reconstruction. You can rest knowing that your project's interest is at the top of our concerns. Alltek is committed to providing our clients with the highest quality work and exceptional customer service, while assuring you of a well executed plan to complete your project. You and everyone involved in your project will feel confident we are leading the way.

OUR ESTIMATES

Xactware® is recognized in the claims industry and used by many insurance providers. All of our restoration scopes and reconstruction estimates are generated using the Xactimate estimating software or Xactcontents for personal property.

With our estimating staff’s knowledge, combined with the power of Xactimate, our estimates indicate exact quantities and materials & labor. This is accompanied with a clear description of work to be performed and graphical reference providing you with a clear concise scope of work that Alltek will perform on your project.

PROPERTY RESTORATION | STRUCTURE RECONSTRUCTION

There are many aspects to your claim, that our trained and expert staff will guide you through the process. We provide you with a single claim solution from start to finish. Once you choose Alltek Restoration, Inc. you will have one point of contact for your entire claim. No call centers. You will never be a claim number.

Alltek performs both residential and commercial restoration for insurance claim repairs for both small and large loss. For all properties we provide complete restoration services for the following loss categories:

Fire Damage, Water Damage, Smoke Damage, Storm Damage, Vandalism, Vehicle and more.

BOARD UP SERVICES

Are very common requirements after storm or fire loss. The damages caused by the actual fire and tactics use to extinguish can leave your property with broken or blown out windows, burnt doors or broken doors, ventilation holes in roofs, and structural deficiencies all of which leaves the property open to accessible, in distress, and insecure. We will secure all loss related openings with temporary measures securing the property and temporary structural repairs to help prevent further damages.

Contact our office in Antioch, CA, at 925-732-7208 to speak with one of our construction designers about your upcoming project.

Wednesday, September 2, 2020