Water and Smoke Damage: Restoring Your Belongings and Home

Smoke damage and water damage can ruin your belongings. Restoration services can save you time and headaches after a sump pump failure, fire, or flood. Don’t be unprepared in case you need water or smoke damage services.

Water Damage: Test Your Water IQ

What can damage your home in many ways. Do you know what is covered and what isn't? This video explains the different types of coverage from burst pipes to torrential floods. Spokespersons: Jeanne M. Salvatore, Insurance Information Institute; Ed Connor, National Flood Insurance Program.

Watch Now: Thanksgiving Fire Safety Tips

Did you know Thanksgiving is the peak day for home cooking fires? Here are some tips that can help keep you and your family safe this holiday season.

Turkey Fryer Safety Tips

The City of Carlsbad Fire Department offers tips for safely using turkey fryers. Have a safe and happy holiday!

How To Fix Leaky Faucet - Cartridge

How To Fix Leaky Faucet - Cartridge

Triple-I's Mike Barry Discusses Water Damage and Insurance

Triple-I's Mike Barry discusses water damage and insurance on WIOD-AM.

Questions for Your Contractor: Ask These Before You Hire

Your house is your biggest asset so you should do as much as you can to avoid a hiring disaster. But do you know how to conduct the interview with a potential contractor or what types of questions you should ask?

Disaster Preparation Tips for Your Home

With many people at home more often now, prepping your home is a perfect task to do that you may have not had time for before.

Home Remodeling After a Catastrophe

After a tornado, flood, earthquake or other natural disaster there can be significant damage to a house. This can cause a serious need for repairs and restoration but hopefully, insurance will be available to cover the costs. Instead of simply putting things back to the status quo, why not take the opportunity to do some long-awaited home remodeling and not just fix things but also improve them?

Home remodeling is usually done by demolishing or stripping out the materials in a room or section of the house, so why not just look at the damage as nature's demolition crew. In a way, you might save time and money by having the weather do the dirty work.

After a flood is a great time to look into installing wood floors or renovating a basement. Tornado damage to a wall of the house may be the perfect time to begin that addition or redesign you have been considering. Also, perhaps the loss of many shingles to high wind and heavy rain means that the time has come to re-roof the house. Home remodeling may be the silver lining of the tragedy and catastrophe that has been foisted upon a property owner.

Home remodeling may not be entirely covered by insurance because these liability companies often seek to pay just enough to restore things to the way they were before. That does not mean that a little extra investment or creative use of the insurance settlement cannot be used to improve things. If the building flooded, it is probably worth paying for shoring to lift it and prevent future problems of that kind. If the windows blew out in a hurricane maybe higher wind-speed-rating units can be invested in. In situations where an earthquake cracked the foundation, it can be assessed, sealed, and perhaps retrofitted to prevent against future shifting. Maybe the building even needs to be leveled.

This is not meant to diminish the severity and upsetting aspects of a disaster. Home remodeling instead offers a chance to focus on something else. It is easy to get tied up in worrying and grieving for what was lost in an unexpected disaster. While nobody should entirely ignore and repress their grief, at some point everyone needs a distraction to help them return to normal life. While it may not be able to repair the emotional damage of experiencing these events, perhaps it offers a diversion to heal and move forward. If nothing else, it is a chance to improve the protection of structures from similar future problems.

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