CSLB's Senior Scam Stopper Seminar

CSLB's "Senior Scam Stopper" Seminar covers tips for seniors on how to hire a licensed contractor and how to avoid being scammed. For more resources and information, you can visit cslb.ca.gov/seniors

Contractors State License Board

This Old House | House Fire Reclamation

The back porches are brought to code. Ice blasting is used to get rid of the fire odor. New vinyl siding gets installed. Homeowner Carol considers new accent colors to match. Framing begins inside.

A lingering smell is one of the biggest problems faced by victims of a house fire. Kevin finds our demo expert Ron Peik addressing that problem with a unique solution—ice. The old siding dates to the early 80’s and finding a match has been difficult. Carol has decided to put new vinyl siding on the entire house and change the color. Tom works with Charlie and siding installer Diogenes Porto on the side of the house that received most of the damage. The new siding color gives Carol a chance to change accent colors on the exterior. She meets with Mauro Henrique to pick new colors for the columns in front. In the second floor apartment framing has begun. Kevin finds Russ and his crew erecting a new wet wall between the kitchen and bathroom and moving a bathroom wall to make space for a laundry room.

Flooded Home: Make Sure Everything is Dry Before Rebuilding

NDSU Extension Educator Carl Pedersen shows what to look for and check out in your home before rebuilding after the flood.

For more flood information check out http://www.ag.ndsu.edu/flood

Getting Your House Ready to Sell - Curb Appeal

Curb appeal is the first impression potential home buyers have of your house. If the outside of the home looks good, people will more than likely want to see what the inside is like. Following are tips for ensuring the outside of your home is attractive for potential home buyers.

Landscaping

Make sure your landscaping is at least average in comparison to other homes in the neighborhood. If it isn't, buy a few bushes and plant them. Don't worry about investing in trees or expensive landscaping propositions. Planting immature trees does not add much to the value of a home and you are not likely to get your investment back. Consider planting some flowers to add color (no bulbs or seeds since they won't grow in time to show the house).

Keep your lawn evenly cut and edged, well-watered and free of brown spots. Fix any problem areas before working on the inside of your house to allow these areas some time to grow. Rake up loose leaves and grass cuttings.

Home Exterior

To paint or not to paint? Take a look at your house from across the street. Does it look tired or faded? If so, it may be wise to paint and spruce up the appearance of the house. You are likely to receive your investment back. If you opt to paint, be sure to pick a color that fits well within the neighborhood. If you opt not to paint, consider washing the exterior of the house. Clean the windows inside and out and remember to check the gutters and chimney.

Roof

If you know your roof leaks, repair it. If you don't repair it, you will have to disclose this information to the buyer who will want a new roof. Roof issues may potentially come up during the inspection as well.

Backyard

Make sure your backyard is tidy. Keep the kids toys cleaned up. If the lot size is small, you may consider removing swing sets or forts to give it the appearance of being more spacious. If you have pets, be sure the lawn is constantly clear of "debris." If you have a pool or spa, keep is well-maintained and constantly clean.

Front Door

The front door is the entryway into the home. Refinish or repaint the door as needed and ensure the door fixture stays polished.

Driveway

Keep your driveway clean and clear. Store RVs or old cars elsewhere while the house is on the market. Consider re-sealing an asphalt driveway.

Hilary Basile is a writer for MyGuidesUSA.com at [http://www.myguidesusa.com], you will find valuable tips and resources for handling life's major events. Whether you're planning a wedding, buying your first home, anxiously awaiting the birth of a child, contending with a divorce, searching for a new job, or planning for your retirement, you'll find answers to your questions at MyGuidesUSA.com.

Find tips and resources for buying and selling a home at [http://buyingandsellingahome.myguidesusa.com]

Article Source: https://EzineArticles.com/expert/Hilary_Basile/78760

Article Source: http://EzineArticles.com/480414

Disaster Preparation Tips for Your Home

With many people at home more often now, prepping your home is a perfect task to do that you may have not had time for before.

3 Insurance Rules After Disaster Hits Your Home

I. Avoiding Insurance Disaster.

It seems like whenever catastrophe strikes, insurance problems rear their ugly head. It might be your home isn't sufficiently covered to pay for repairing the damage. Or, you might be the victim of unfair adjusting practices, such as a carrier that would rather fight than pay its fair share.

In a disaster such as fire, flood or earthquake, you might not even know who your insurance company is, since your policies and other important documents may well be cold ash or soggy trash.

If you suffer a disaster and have to make a claim on your insurance, keep these three principles in mind:

II. Get a Copy of Your Policy and read It.

Insurance always begins with a written contract. So, the first thing that needs to be done when getting ready to make a claim is to get a copy of every policy that might possibly provide coverage for your damaged property and read them all from front to back.

If you don't have the policy forms because they were lost, destroyed or are otherwise unavailable, you'll have to get policy reconstructions from the insurance company. Requests can be made to your agent or directly to the insurance company's policy services department. If you don't remember who your insurance company is, you'll need to do a little detective work. Start with your checking account. A review of your banking records may well lead you to every insurer that might provide coverage for the damaged property.

III. Check your coverages.

Your insurance policy provides coverage for certain types of loss and excludes coverage for others. That's why it's important to get a copy of the contract right at the beginning.

One issue that frequently arises following a catastrophic loss is the damaged property was not adequately insured in the first place. Where an agent or broker provided you with professional advice on the appropriate coverage or bound coverage based upon their own professional expertise, there may be a claim for professional negligence where the property isn't properly protected.

IV. Watch out for Time Limits

Property insurance contracts generally have their own time limits, called "statute of limitations," built in, and the period in which to file suit to enforce the contract is generally less than the period that applies to a plain vanilla written contract.

When in doubt, consult a legal professional about what time limits will apply to your claim. Be proactive. Once you have a loss, there is a clock ticking somewhere that might limit your ability to recover policy benefits.

Article Source: http://EzineArticles.com/586228

This Old House | Finish Work Begins

Tom and Kevin reinstall cabinets that survived the fire. Tom teaches apprentices to trim a window. HVAC contractor James shows Richard the plan for hot water. Carol and her sister shop for appliances.